About Us

About Avail

Avail Finance provides Indians with an instant online loan app built for them to have access to fast cash anytime, anywhere.

A person may, at any point, need a personal loan for a variety of situations: It could be a marriage loan for a loved one's wedding, a medical loan for an impending surgery or as an advance pay check because they may have used up their monthly salary.

Download the Avail personal loan app to avail your very first online loan today.

Personal loans can quickly become a necessity when one’s income is low or unsteady. Asking friends and family for a loan can often be embarrassing. Borrowing from a loan shark is quite expensive and sometimes unsafe too. Chit funds don’t allow people to withdraw money when they need fast cash.

The Avail instant online loan app aims to save customers from embarrassment, harassment or long-term investment when they need low interest loans. Avail provides unsecured online loans in a quick and easy manner with a hassle-free loan application that requires minimal paperwork. Not only that, but Avail’s low interest personal loans also help one build a credit history through timely, simple repayment.

Currently, in India, the blue-collared workforce which includes, but is not limited to, domestic help, cooks and drivers, has very low salaries, no cash reserves and few, if any, liquid savings. This segment has no credit card penetration, no credit history, and a very low CIBIL score, which leads formalized lending institutions to never consider providing them with loans, when they would seem to be the segment that may require loans the most.

Avail Finance has been founded with a vision to include this segment within the financial umbrella, providing them with the opportunity to avail a loan when required, and build a credit history using the online mobile loan application, to save them the disappointment or harassment they would otherwise face when attempting to borrow money.

Using a hassle-free, quick and simplistic loan application structure, Avail Finance aims to identify credit-worthy individuals in the Indian population that are currently underserved by formalized lending institutions such as banks and NBFCs, and provide them with a line of credit using an online app that enables access to personal loans in just a few moments.

Ankush Aggarwal

Founder

Ankush has graduated with a bachelor’s degree in Computer Science from the University of Illinois at Urbana-Champaign. He has, during a stint with Ola Cabs, spearheaded the launch of Ola Auto by leading a team of 30 to integrate auto-rickshaws onto the Ola platform. Ankush has founded Avail Finance with the belief that every credit-worthy individual deserves to be included under the financial umbrella and is excited by the prospect of using technology as a means to achieve that end.

Tushar Mehndiratta

Co-Founder

An alumnus of the Indian Institute of Technology - Roorkee, Tushar has completed his master’s degree in Computer Science. He has previously worked with Adobe Systems Inc. where he has filed three patents. Tushar is passionate about technology, particularly Machine Learning and AI, and its ability to improve human lives. He co-founded Avail Finance to empower the underserved Indian urban mass to achieve easy access to credit.